Most people nowadays spend a lot of time online. We use the internet for research, keeping up relationships, ordering food, and so much more! But with all we do online, we need to also be careful about how much information we put out there. Everyone should be aware of the dangers and doing their best to protect their identity from those who want to steal it.

Have you ever been uncertain about what the point of a credit score is? And how do you improve it? A credit score is a number that represents your creditworthiness. Basically, lenders use it to decide whether or not they want to offer you credit, like in a loan or credit card, and what kind of offer they’ll give you. The better credit score you have, the better deal you get, like a lower interest rate or down payment.

Sometimes it can be really hard to know what to do with your money. Should you invest now, or wait? When should you write up your will? Do you really need that insurance, or will you never use it? These decisions can be difficult enough on their own, but even worse when emotions come into it. So what can we do about them?