What Are Personal Loans?

Have you ever felt overwhelmed by all the loans you have to pay off? Maybe you just wish you had enough extra money so you can finally afford that vacation you’ve been saving up for. You could be planning on renovating your home, or thinking about the dream wedding you’ve always wished for. Maybe an unexpected and unavoidable expense came up, like a trip to the hospital. No matter what the occasion, a personal loan could be the help you’re looking for.

Read More

What Is A 401k?

If you’re starting your first full-time job in college or right after you graduate, you might begin to hear a lot more about contributing to a 401k. But what does that mean? How does it help you? A 401k can actually help you prepare for your future when your career has just begun.   A…

Read More

Get to Know Your Credit Score

Have you ever been uncertain about what the point of a credit score is? And how do you improve it? A credit score is a number that represents your creditworthiness. Basically, lenders use it to decide whether or not they want to offer you credit, like in a loan or credit card, and what kind of offer they’ll give you. The better credit score you have, the better deal you get, like a lower interest rate or down payment.

Read More

Making Smarter Financial Decisions

Sometimes it can be really hard to know what to do with your money. Should you invest now, or wait? When should you write up your will? Do you really need that insurance, or will you never use it? These decisions can be difficult enough on their own, but even worse when emotions come into it. So what can we do about them?

Read More

Got Money Back After Doing Taxes?

You’ve hopefully filed your taxes by now. Maybe you had to pay more, but maybe you’re getting a refund! If so, do you know what you’re going to do with it? While it might be fun to spend it all on a treat, how about putting some of it toward something more beneficial in the long run?

Read More

Saint Patrick’s Day Tips and Treats

Saint Patrick’s Day is a fun holiday that, in America, celebrates Ireland in a number of ways! People enjoy drinking and eating green-colored beverages and food. They wear green – and if you don’t you might get pinched! There are also a variety of events to attend.

Read More

Managing Your Money in College

We know college is a huge expense, especially if you don’t get a lot of scholarships or grants. The average yearly tuition can be anywhere from around $10,000 to $25,000, and that’s just for a public four-year college. Getting financial aid can be a huge help and students should focus their efforts there. However, they shouldn’t forget they will still need to manage their money well in order to not go into more debt than necessary!

Read More

Valentine’s Day: Gifts from the Heart

What are your favorite Valentine’s Day gifts you’ve ever gotten? What are the ones you’re most proud of giving? Now, how much did these gifts cost? Sometimes the more expensive ones will keep a loved one happy. But almost always, a gift that is less pricey but more personal will be remembered forever.

Read More

Valentine’s Day: Inexpensive Ways to Celebrate

Only two weeks until Valentine’s Day is here! How do you celebrate it? With friends, family, a special someone? There are all sorts of people you might share this holiday with, leading to many ways you can end up spending a lot of money. Spend your time instead and create wonderful memories without breaking the bank.

Read More

Grow Your Savings With A Garden

Planting season is upon us! Depending on what you want to plant, of course. Vegetables and fruits are always a good way to save money on groceries while encouraging healthy habits at home! Here are some suggestions for which ones to grow and tips on the best times to plant in Arizona.

Read More