What Is A 401k?

If you’re starting your first full-time job in college or right after you graduate, you might begin to hear a lot more about contributing to a 401k. But what does that mean? How does it help you? A 401k can actually help you prepare for your future when your career has just begun.   A…

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Protecting Your Personal Information Online

Most people nowadays spend a lot of time online. We use the internet for research, keeping up relationships, ordering food, and so much more! But with all we do online, we need to also be careful about how much information we put out there. Everyone should be aware of the dangers and doing their best to protect their identity from those who want to steal it.

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Get to Know Your Credit Score

Have you ever been uncertain about what the point of a credit score is? And how do you improve it? A credit score is a number that represents your creditworthiness. Basically, lenders use it to decide whether or not they want to offer you credit, like in a loan or credit card, and what kind of offer they’ll give you. The better credit score you have, the better deal you get, like a lower interest rate or down payment.

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Making Smarter Financial Decisions

Sometimes it can be really hard to know what to do with your money. Should you invest now, or wait? When should you write up your will? Do you really need that insurance, or will you never use it? These decisions can be difficult enough on their own, but even worse when emotions come into it. So what can we do about them?

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Got Money Back After Doing Taxes?

You’ve hopefully filed your taxes by now. Maybe you had to pay more, but maybe you’re getting a refund! If so, do you know what you’re going to do with it? While it might be fun to spend it all on a treat, how about putting some of it toward something more beneficial in the long run?

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Managing Your Money in College

We know college is a huge expense, especially if you don’t get a lot of scholarships or grants. The average yearly tuition can be anywhere from around $10,000 to $25,000, and that’s just for a public four-year college. Getting financial aid can be a huge help and students should focus their efforts there. However, they shouldn’t forget they will still need to manage their money well in order to not go into more debt than necessary!

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Start The New Year Off Right

Are you ready for the New Year? There isn’t much more time until 2019 is here! What are your New Year’s resolutions? Maybe you’ve got at least one that has to do with you money situation. If so, here are some ideas on how to start yourself off right and make 2019 your best financial year yet.

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What Are Personal Loans?

Have you ever felt overwhelmed by all the loans you have to pay off? Maybe you just wish you had enough extra money so you can finally afford that vacation you’ve been saving up for. You could be planning on renovating your home, or thinking about the dream wedding you’ve always wished for. Maybe an unexpected and unavoidable expense came up, like a trip to the hospital. No matter what the occasion, a personal loan could be the help you’re looking for.

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