Worth Its Weight In Gold

You’ve probably heard a lot about credit and how important it is. But what’s the big deal? There’s so much in your everyday financial situation to keep up with. If you continue to pay the minimum  on your credit card, you should be good, right? Unfortunately, it’s not that simple.

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Get to Know Your Credit Score

Have you ever been uncertain about what the point of a credit score is? And how do you improve it? A credit score is a number that represents your creditworthiness. Basically, lenders use it to decide whether or not they want to offer you credit, like in a loan or credit card, and what kind of offer they’ll give you. The better credit score you have, the better deal you get, like a lower interest rate or down payment.

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